A short-settled fire insurance claim occurs when the insurer pays less than the actual loss or damage caused by a fire. This often results from under-assessment of damages, ambiguous policy terms, depreciation deductions, or missing documentation. Such settlements can leave policyholders struggling to recover fully from the incident. At Authentic Insurance Brokers India Limited, we help clients understand why their fire claim was short-settled, review loss reports, clarify policy terms, and communicate with insurers to pursue the maximum entitled payout. Our goal is to ensure you're not left undercompensated when your business or property suffers fire-related losses.