A Workmen Compensation Insurance policy is designed to safeguard both employers and employees in the event of a workplace injury or accident. However, in many cases, claims are short-settled, meaning the insurer pays less than the legally or contractually expected compensation. This may be due to disputed liability, incomplete documentation, misinterpretation of wage records, or policy exclusions.
What Does a Short-Settled Workmen Compensation Claim Really Mean?
A short-settled Workmen Compensation claim occurs when the insurer pays less than what is legally or contractually owed to an injured employee. This can happen due to underreported wages, disputes over the nature of injury, incomplete documentation, or misinterpretation of policy clauses. Such underpayments can lead to employee dissatisfaction, compliance risks, and potential legal complications for employers. At Authentic Insurance Brokers India Limited, we help businesses understand the reasons behind short-settlements, review claim calculations, and communicate with insurers to ensure employees receive fair and accurate compensation. We protect your workforce—and your peace of mind—by advocating for rightful settlements.
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Aarti
When an employee was injured on duty, we expected our Workmen Compensation insurance to fully cover their treatment and compensation, but the payout was far below what the situation demanded.
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Akash
Despite having Workmen Compensation coverage, the payout we received didn’t reflect the true cost of the injury, medical care, and wage replacement.
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Jisan
After our employee’s injury, the compensation offered didn’t meet expectations. The policy terms were confusing, and we didn’t know how to question the insurer’s settlement
FAQs
How does know your policy feature work ?
All you need to do is to fill in a few details and upload your policy. Our AI-enabled platform scans through your policy document, which will help you find missing information, errors, and inconsistencies in your policy.
What is the benefit of a quality check ?
Quality check will help you understand the problems associated with your insurance policy and give you a drafted email that you can send within seconds.
How do i get my records rectified after the quality check ?
We enable you to send pre-drafted email to your insurance company to get your details updated & rectify the mistakes