public-liability-act-1991 – Authentic Brokers

Public Liability Insurance Act, 1991

The Public Liability Insurance Act, 1991, is an Indian law created to provide quick relief to people who suffer injury, death, or property damage due to accidents involving hazardous substances. It makes it compulsory for companies handling dangerous materials to have a liability insurance policy. This law ensures that affected individuals get compensation quickly, without needing to prove fault or negligence. It was introduced after the tragic Bhopal Gas Disaster as a way to hold companies accountable and protect the public.

Why is this Act Important?

This Act plays a vital role in industrial safety and public protection. It ensures that in the event of an industrial accident, victims are not left waiting for years for justice. The mandatory insurance allows for fast financial support to affected people and their families. It also encourages companies to follow better safety standards, knowing they are legally and financially responsible. By requiring contributions to the Environment Relief Fund, the Act helps in long-term recovery and environmental protection as well.

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Dipen Sheth

My claim was delayed due to a change of address which needed to be updated in the insurance policy. I remember putting in a request but it was never granted.

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Hitesh Kakkad

I want to check if my insurance policy is correct or not. Is there a way to do it?

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Ankit Tiwari

I made a few changes to my car's engine and braking system. I do not know how to update it in my insurance policy.

FAQs

How does know your policy feature work ?

All you need to do is to fill in a few details and upload your policy. Our AI-enabled platform scans through your policy document, which will help you find missing information, errors, and inconsistencies in your policy.

What is the benefit of a quality check ?

Quality check will help you understand the problems associated with your insurance policy and give you a drafted email that you can send within seconds.

How do i get my records rectified after the quality check ?

We enable you to send pre-drafted email to your insurance company to get your details updated & rectify the mistakes