A short-settled marine insurance claim occurs when the insurer pays less than the actual value of cargo or goods lost or damaged during transit. This can result from technical disputes over packaging, under-declared values, incomplete documentation, or exclusions in the policy wording. For businesses that rely on the safe and timely movement of goods, such underpayments can lead to serious financial strain. At Authentic Insurance Brokers India Limited, we help policyholders understand the reason for short-settlement, review all documentation, and work with insurers to pursue a fair and justified payout. We make sure your losses aren’t overlooked or undervalued.