A short-settled machinery breakdown insurance claim means your insurer has paid less than the actual repair or replacement cost of the damaged machinery. This can happen due to technical assessments, depreciation deductions, or unclear policy terms. For industries relying heavily on equipment, such underpayments can lead to major operational and financial setbacks. At Authentic Broker, we help you understand your policy, assess the true value of your loss, and challenge unfair claim settlements. Our goal is to ensure you receive the compensation your policy rightfully provides—because when your machinery stops, your business shouldn’t have to.