A short-settled Industrial All Risk (IAR) insurance claim means the insurer has paid less than the actual value of the damage or loss incurred. This often happens due to technical interpretations, depreciation deductions, asset undervaluation, or incomplete documentation. For businesses, such underpayments can disrupt operations and cause financial strain. At Authentic Insurance Brokers India Limited, we specialize in identifying the gaps between actual loss and settled amount. Our team helps you review your policy, challenge unfair deductions, and push for a justified payout. We ensure your IAR policy provides the protection you paid for—when you need it the most.