A short-settled Group Personal Accident Insurance claim occurs when the compensation paid is less than the actual injury-related loss. At Authentic Insurance Brokers India Limited, we help employers review claim details, understand policy terms, and work with insurers to ensure fair payouts for affected employees.
What Does a Short-Settled Group Personal Accident Claim Really Mean?
A short-settled Group Personal Accident Insurance claim means the insurer has paid less than what is rightfully due after an employee’s accidental injury or death. This underpayment may result from unclear policy wording, inadequate documentation, or disputes over disability assessment. Such shortfalls can cause financial stress for affected employees or their families and may also expose the employer to reputational or legal risk. At Authentic Insurance Brokers India Limited, we help businesses identify the reasons behind short settlements, review claims thoroughly, and liaise with insurers to ensure rightful and complete compensation is secured for those who need it most.
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Anuradha
Even with Group Personal Accident coverage, the compensation offered didn’t match the severity of the injury or the financial impact it caused our employee.
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Vishwajeet
Our Group Personal Accident policy gave us confidence, but when the claim was settled, the amount fell short—leaving unexpected costs for us and the injured employee.
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Veer Bahadur
After an employee accident, the compensation offered under our group personal accident policy didn’t add up. The terms were confusing, and we had no idea how to contest the shortfall.
FAQs
How does know your policy feature work ?
All you need to do is to fill in a few details and upload your policy. Our AI-enabled platform scans through your policy document, which will help you find missing information, errors, and inconsistencies in your policy.
What is the benefit of a quality check ?
Quality check will help you understand the problems associated with your insurance policy and give you a drafted email that you can send within seconds.
How do i get my records rectified after the quality check ?
We enable you to send pre-drafted email to your insurance company to get your details updated & rectify the mistakes