A short-settled Erection All Risk (EAR) insurance claim occurs when the insurer pays less than the actual financial loss incurred during the erection, installation, or commissioning of machinery and plant. These underpayments often result from technical disputes, unclear scope of coverage, incomplete documentation, or insurer interpretations that don’t match the reality on site. Such claim shortfalls can delay project completion and increase financial pressure. At Authentic Insurance Brokers India Limited, we help businesses identify the cause of short-settlement, review policy details, and engage insurers to pursue a fair payout—ensuring your project losses are accurately assessed and rightfully compensated.