A short-settled Contractor’s All Risk (CAR) insurance claim occurs when the insurer pays less than the actual cost of damage or loss incurred at a construction site. This can happen due to under-assessment of damage, misinterpretation of policy terms, incomplete documentation, or disputes over scope of coverage. Such settlements can severely impact project timelines and financial planning. At Authentic Insurance Brokers India Limited, we help contractors and project owners understand the reasons behind underpaid claims, review all supporting documents, and liaise with insurers to seek a fair and full payout. We ensure your losses are properly represented and not undervalued.